 This no-nonsense newsletter provides weekly updates about current events, PROFAX is an exclusive benefit of PIAND membership. MAY 2012 [5/7/2012] "Flood The Hill" / Safe Houses / Interesting Development / Deer Ahead / But I Need to Read it -- NOW? / Life/Health Pre-license set
APRIL 2012 [4/30/2012] Side Airbags Could be a Problem / One of the Best Investments You Can Make / Adverse Impacts / Synopsis of Crop E&O Seminars [4/23/2012] Clock is Ticking on Flood Insurance / Subsidy Caps Would Hurt ND Farmers / E&O Reminders for Crop Agents / Just a Reminder / Hartford to Offer Electric Vehicle Discount / Joint PIA/IIABA Convention Shaping UP [4/16/2012] Tornados Cause More Than Insurance Claims / Dan Weber is "PAC-Man" OTY / Brian Hayer is National SBA Award Winner / Top MPCI Writers & Claims in 2011 / Crops With Highest Loss Ratios in 2011 / Claims Seminar in Grand Forks [4/9/2012] Should We Ban Embedded Electronics? / FSA-20 Years Behind the Times / Health Insurance / Electronic Proof of Insurance is Coming [4/2/2012] What is PIAND Doing for Crop Agents? / Commercial P/C Rates Increase / Personal Lines Rates on the Rise / State Farm Reports Drop / Top Crop Writers Last Year / Crop E&O Seminars are Different
MARCH 2012 [3/26/2012] Mixing Oil & Water / FIO Supporters Waste No Time / Will Your Smartphone Be Your Hub? / No Small Potatoes [3/19/2012] Frank-Dodd Need to be Repealed ASAP / What Does FIO Mean to the Average Insurance Agent? / Late-Breaking News on FIO / The 'Earliest Plant Date' / Education [3/12/2012] Near $2 Billion in Losses / Valued Policy Law for Contents? / There's a Reason / It's Crunch Time / Document, Document, Document / E&O Tips for Crop Agents [3/5/2012] Early Storms Rip Midwest / Flood Safety Awareness Week / Commissioner Hamm: "Know Your Flood Risk" / Crop Agents - It Ain't Over / What Are Crop Agents to Do? / PIA Member Authors Second Book
FEBRUARY 2012 [2/27/2012] 2011 Good & Bad for Crop Insurance in ND / PIAND Attends Crop Meeting in AZ / MeGillis Re-elected with AACI / La Nina Ole! / Tornado Season Expected to be Higher Than Normal [2/20/2012] PIAND Connected to DC / PIAND Featured on Video / PIAND in the News / SOS / Parents Love it--Teenagers?? / 2011 Not a Good Year for Insurers / Email Trap [2/13/2012] 2012 to be Challenging / P/C Rates Increase in January / IRS Mileage Rates / You've Heard it Before / Mexico Likes Crop Insurance / Expiring CRP in 2012 [2/6/2012] An Unusual Trend? / What Level of Coverages did ND - US Farmers Buy? / Lightening Deaths at All-time Low / Only One Proposed Closing in ND / Florida No-Fault in Trouble / Order Your Seed Corn Early!
JANUARY 2012 [1/30/2012] PIAPAC Mailings Coming / What What is it?? / Preliminary Estimates for ND / Tompkins Appointed to ND Board / Cruise Ship Losses Could Top $1 Billion / A Record in 2011 / Flood Insurance Seminars [1/23/2012] 2012 Tax Changes & Regs / Tax Planning for the New Year / ND Almost Lowest in the Country / NDSU Crop Ins Conference Growing [1/16/2012] 2011 Not a Good Year for Reinsurers / Universal Ban on Cell Phones? / Will it Happen? / P/C Earnings Drop +70% / P/C Companies Afraid to Raise Rates? [1/9/2012] The "Top 11" in 2011 / Heads Up for CDL Drivers / Summary of ND PP Acres / Ethanol Credits Expired 12/31/11 / CPIA Scholarship Awarded / NFIP Flood Seminars Coming [1/2/2012] New Youthful Drivers Law Effective 1-1-12 / Drought Resistant Corn Approved by USDA / Companies in the News / ND Fatalities Increase
DECEMBER 2011 [12/26/2011] ND Insurance Fraud Unit Busy / Flood Program Extended to 5-31-12 / Interesting Numbers / County Maps Available for Re-rating Corn & Soys / NDSU Crop Ins Conference / Watch for P&C Prices Firming in 2012 [12/19/2011] New PIA Research Results Released / Dust Has Settled as EPA / Probably the Last Word on Dust / How Long Before Telematics in ND? / 2012 ND Flood Update [12/12/2011] Is the Hard Market Really Here? / 2012 Sunflower Changes / HHS Rejects Health Agents / PIA National Meets With FIO Director / Only in Iowa! / Another Opinion on P&C Rates [12/5/2011] Rental Vehicle Coverage / How Does the 2012 Farm Economy Look? / Can You Believe This? / Not Prime-Time News/ No Need for Cheap Money!
NOVEMBER 2011 [11/28/2011] Good News / NAIC Supports Agents / The Doctor Will See You Now - at Walmart / PIA National in Top-Level Meeting / Electronic Opportunity / Corn & Soybean Rates Lowered [11/21/2011] Flood Program Update / Laptop, Tablet or Smartphone? / ND Highway Death Toll Looking Bad / Snapshot of American Agriculture / Does Nov. 23 Really Matter? / Pre-license Confirmed [11/14/2011] Dust is Still in the Air / Deadline is Getting Closer / Commissioner Hamm Elected VP of NAIC / Legislative "Short Session" Adjourned / Interesting [11/7/2011] Tell 'Em Often / Food & Land Inflation / Nov. 10 is Key Court Date / BCBS Buys Medical Info Co. / This Ain't Good / Employment Opportunities
OCTOBER 2011 [10/31/2011] Special Session Begins Nov. 7 / Nov. is National LTC Month / How is the P/C Industry Doing? / Is This a New Trend? / Are Health Benefits Becoming Obsolete ? / Employment Opportunity [10/24/2011] PIAND Member Attends Crop Meeting / RMA Announces Crop "APH-Trend Adjustments" / Is Your Agency Marketing on Facebook? / Oct. 31 is a Notable Date / Employment Opportunity [10/17/2011] The Fears of Medicare / Interesting Quote / Jail Time for Teenager in MN / Why Agriculture is in Trouble in 2012 Farm Bill / First Ever Mini Convention [10/10/2011] Is Social Media "Freedom of Speech"? / Look Out, Mr. Farmer / Record Year for Disasters [10/3/2011] Flood 'Proof of Loss' Deadline Extension / E&O Tips / Crop Hail Meeting Set / A New Health Care Gimmick? / September 30, 2012
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